Frequently Asked Questions
Please refer also to the following chapters on the page Risk evaluation. Also the paragraphs below cover different hypothetical scenarios in detail (All risk insurance coverage scenario, insurance, storage and maintenance cost.
The violin is all-risk insured. The insurance policy covers every imaginable risk.
In the case the instrument gets stolen, the all-risk insurance covers the full value of the instrument. The policy also covers theft from a locked vehicle.
A world leading curator luthier will repair the damaged instrument. The cost of the repair will be fully covered by the insurance. If the value of the instrument decreases as a consequence of the incident, the insurance will cover the loss of the value.
In the case the instrument getting destroyed, the all-risk insurance covers the full value of the instrument.
The case of careless handling or storage of the instrument will infringe the loan contract. The contract will be invalidated and the instrument will be taken back.
According to the loan contract, the instrument will be returned to the custody of Stradivari Invest® and then loaned to another deserving soloist.
According to the loan contract, the instrument will be taken back to the custody of Stradivari Invest®. Another artist will be chosen for the loan program. The death of the soloist does not have any influence on the value of the instrument.